About Credwiser
Independent Indian credit card & stock broker intelligence, built for cardholders and traders.
Our Mission
Indian banks market headline rewards. The MITC tells the real story — 18% GST on fees, monthly caps, lounge spend conditions, forex markup. Credwiser reads the fine print so you don’t have to.
The 4-Pillar Scoring Index
Every card and broker is scored on value after fees, conditions and caps, transparency of charges, and fit for real Indian spending patterns. Referral compensation never changes a score.
Editorial Charter
We audit card devaluations and tariff revisions against official RBI MITC and SEBI filings, publish corrections, and never sell phone numbers or personal data. If we get something wrong, tell us on the contact page and we will fix it.